Member Notice: Our Internet Banking has a fresh new look. Learn more.
Access your money when and where you need it.
Flexible at call account with a competitive interest rate.
An at call youth savings account.
A transaction account available with eligible variable rate home loans.
A transaction account available with eligible fixed rate home loans.
A savings account with bonus interest.
Earn interest on your savings.
A savings account with access limited to November, December and January.
Manage your cash and achieve your savings goal.
Grow your wealth with a higher rate of interest.
Made of plants, not plastic, with features that are sustainable, accessible and inclusive.
Welcome to easy, fast and secure payments with Apple Pay.
Easily add your Mutual Visa Card to Google Pay™.
Transferring money made simple, fast and secure
Send or receive funds from overseas with The Mutual Bank’s international banking services.
Convenient access to your money while you travel.
Do your day to day banking on your Everyday Account Australia wide with Bank@Post.
Improve your lifestyle with The Mutual Bank’s financial planning services.
A convenient credit card to manage your personal cashflow.
Up to 3.50% p.a.
For the portion of balances between $25,000 and $50,000.
A flexible home loan with a great low interest rate.
Take advantage of our First Home Buyer Package Home Loan and access to the Australian Government’s First Home Guarantee (FHBG).
Featuring a 100% Offset Account to help reduce loan interest over time.
A quality Home Loan with a low ongoing variable interest rate and flexible features.
The Mutual Bank’s Premium Home Loan features best value inclusions and discounts.
Combine your Home Loan and Everyday Accounts into one.
Features a low ongoing variable interest rate.
A great low rate with best value inclusions.
A quality investment home loan with low ongoing variable interest rate and flexible features.
Featuring best value inclusions and discounts.
Purchase a family home with a deposit as little as 2% with no Lenders Mortgage Insurance.
Special Variable Rate 5.69 % p.a. Interest rate 5.69 % p.a. Comparison rate
Rate for new, owner-occupied, ≤80% LVR and P&I repayment loans only
Earn interest with flexible and convenient access to funds.
Best value business transaction account with no annual fee.
Manage the assets in your Real Estate or Solicitors Trust Account.
Earn interest on your business savings so your money continues to grow.
An investment account that helps primary producers deal more effectively with uneven income flows.
Local Business Bankers are here to help you achieve your goals
Help protect yourself against the unexpected by choosing from a range of insurance products.
We are here to help our members experiencing financial stress and hardship.
Here when you need it most
Steps to resolve a Visa Dispute.
We are committed to the highest standards of service to our members.
The Mutual Bank is committed to making it easy for members to access our information, products, and services
Written TMD documents for financial products
What is it? And what does it mean for you?
If you’ve lost your card or it was stolen, you can immediately block it and request a replacement.
Stay alert to scams and fraud.
Protect your personal and account information from fraud.
How to protect yourself from identity theft.
Tips to protect yourself from card fraud.
Financial Institutions in Australia are governed by the Anti-Money Laundering and Counter-Terrorism Financing Act which came into force in 2006.
The Financial Claims Scheme provides protection and quick access to deposits protected under the scheme.
Verified by Visa is a free service that protects you when you use your Mutual Visa Card to purchase online from participating stores
The Mutual Bank offers a range of handy calculators for you to better manage your finances.
Discover all the ways you can access your money.
Keep track of your finances from anywhere, anytime with easy access for your banking needs.
Mobile payments are now available at The Mutual Bank.
View The Mutual Bank's Lending Forms.
View our Privacy Policy here.
Keep track of your finances on your iOS or Android device.
Our values of Integrity, Respect, and Care drive all that we do.
Keep up-to-date with the latest information from The Mutual Bank.
We are proud to partner with the community we serve.
We provide support for a range of organisations that benefit our local community.
Our longstanding commitment to serving the interests of our members and local community.
The Mutual Bank's Board is elected by, accountable to, and proudly represents our members.
View the highlights of The Mutual Bank's most recent annual report.
We have an obligation to our members and the wider community to operate in a socially responsible manner.
View The Mutual Bank's Prudential Disclosures.
Meet The Mutual Bank's Executive Leadership Team
Our people are the reason for The Mutual Banks growth and success.
The Mutual Bank promotes workplace safety and personal wellbeing.
The Mutual Bank is committed to training and development, to deliver best-practice service to our members.
If your values align with The Mutual Bank and you would like to apply for a position we would like to hear from you.
Founded in 1888 by a group of passionate Maitland locals, The Mutual Bank was established with the mission to ensure that financial investment stayed within the local area.
View the digital editions of the Mutual News member newsletter.
Click on the Mutual News cover to read.