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Scheduled Outage Notice

Scheduled Outage Notice

The Mutual Bank will be performing system maintenance on Friday 21 May 2021 from 7:30pm until approximately 10am. Services affected include Internet Banking, Mobile Banking, Phone Banking, and The Mutual App.

The Mutual Bank’s Dungog branch is now the only one in town

The Mutual Bank’s Dungog branch is now the only one in town

From next month, The Mutual Bank will be the only financial institution with a branch in Dungog. We understand that not all members of our community can or want to bank online. The Mutual Bank wants to reassure Dungog members and other members of the community that it currently has no plans to close its Dungog Branch. We’re maintaining our branch network to give members a variety of ways to do their banking with us.

Introducing Google Pay at The Mutual Bank

Introducing Google Pay at The Mutual Bank

Today, The Mutual Bank has introduced Google Pay for members. This announcement comes one month after launching Apple Pay. CEO, Geoff Seccombe, said the introduction of Google Pay is another milestone achievement in The Mutual Bank’s ongoing product development and innovation strategy.

Important Information

Footnotes:

  • 1 The Discounted Variable Rate Home Loan interest rate on the Owner Occupied - Package Home Loan Variable Rate Home Loan is available for new borrowers applying for Owner Occupied - Package Home Loan Variable Rate Home Loan with principal and interest repayments, a minimum balance of $150,000 and the loan security Loan to Value Ratio (LVR) of less than 90% as approved by The Mutual Bank.  The Discounted Variable Rate Home Loan interest rate reverts to the Owner Occupied- Package Home Loan Variable Rate Home Loan interest rate at the end of the 12 month discount period.
  • 2 Each of the above comparison rates is calculated on the basis that the loan is secured with repayments made at monthly intervals. Comparison rate calculated on the loan amount of $150,000 for a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. NOTE: All loans are subject to The Mutual Bank's lending guidelines. Full details of Terms and Conditions are available on application. Eligibility criteria, conditions, fees and charges apply to all loans.
  • 3 Interest is calculated by applying the daily percentage rate applicable to the daily balance to the entire balance and paid on the last day of every month. Interest will be calculated and paid if there has been at least $1.00 deposited and no withdrawals on the account during the calendar month. Interest credits from this account do not constitute a deposit. If this condition is not met, no interest will be paid for that month. The daily percentage rate is the applicable annual percentage rate divided by 365.