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Latest News

Spread a Little Extra Cheer this Christmas

Spread a Little Extra Cheer this Christmas

This year many families in our local communities will be facing a bleak Christmas. The Mutual Bank invites members to contribute to our Christmas gift drive.

Welcome to our Board, David Jay

Welcome to our Board, David Jay

The Mutual Bank’s Chairman Trevor Robinson is pleased to announce the appointment of David Jay to the Board of Directors.

Edgeworth Branch Reopens December 1

Edgeworth Branch Reopens December 1

We are delighted to share with members the news that our branch network is returning to full capacity next week, with the reopening of Edgeworth branch on Wednesday 1 December.

Important Information

Footnotes:

  • 1 The Discounted Variable Rate Home Loan interest rate on the Owner Occupied - Package Home Loan Variable Rate Home Loan is available for new borrowers applying for Owner Occupied - Package Home Loan Variable Rate Home Loan with principal and interest repayments, a minimum balance of $150,000 and the loan security Loan to Value Ratio (LVR) of less than 90% as approved by The Mutual Bank.  The Discounted Variable Rate Home Loan interest rate reverts to the Owner Occupied- Package Home Loan Variable Rate Home Loan interest rate at the end of the 12 month discount period.
  • 2 Each of the above comparison rates is calculated on the basis that the loan is secured with repayments made at monthly intervals. Comparison rate calculated on the loan amount of $150,000 for a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. NOTE: All loans are subject to The Mutual Bank's lending guidelines. Full details of Terms and Conditions are available on application. Eligibility criteria, conditions, fees and charges apply to all loans.
  • 3 Interest is calculated by applying the daily percentage rate applicable to the daily balance to the entire balance and paid on the last day of every month. Interest will be calculated and paid if there has been at least $1.00 deposited and no withdrawals on the account during the calendar month. Interest credits from this account do not constitute a deposit. If this condition is not met, no interest will be paid for that month. The daily percentage rate is the applicable annual percentage rate divided by 365.
  • 4 On expiry of the Package Home Loan Fixed rate period the rate will revert to your prevailing Owner Occupied Package Home Loan Variable Rate.