Business Loan Interest Rates - The Mutual Bank | Here To Help

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Everyday Banking
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  Mighty Mutual
  Educate children on the importance of saving with a Mighty Mutual youth account
  
  Student Saver
  The Mutual Bank’s Student Saver account makes everyday banking easy.
  
  Retirement Account
  Flexible at call account, with a competitive interest rate.
  
  Loan Saver
  Flexibility of an at call account while reducing the interest on your home loan.
  
  100% Offset
  Pay less interest over time, reducing time it takes to pay off your loan with a 100% Offset Account.
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Home Loans
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  Our Budget Home Loan features a low ongoing variable interest rate.
  
  Owner Occupied Mutual Home Loan
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  Owner Occupied Premium Home Loan
  The Mutual Bank’s Premium Home Loan features best value inclusions and discounts.
  
  Owner Occupied Standard Variable Home Loan
  Featuring a 100% Offset Account to help reduce loan interest over time.
  
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  Features a low ongoing variable interest rate.
  
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  Featuring a 100% Offset Account to help reduce loan interest over time.
  
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  Access the equity in your investment property.
Business Banking
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  Business Internet Saver
  Earn interest on your savings so your money continues to grow
  
  Business Cheque Account
  Best value business transaction account with no annual fee, no account-keeping fees and no transaction fees.
  
  Business Maximiser
  Earn interest with flexible and convenient access to funds.
  
  Community Saver
  Designed exclusively for not-for-profit organisations to facilitate fundraising and manage day to day transactions or for savings.
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  Get ahead with a business loan that suits you.
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  The Mutual Bank was established with the mission to ensure that financial investment stayed within the local area.
  
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  As a mutual bank, we are 100% owned by our members. Bank local to support local.
  
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  Financial Claims Scheme (FCS) which enables account holders quick access to deposits that are protected under the FCS.
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  View our Product Disclosure Statement Part 1 & Part 2, Financial Services Guide, Credit Guide & Credit Card Conditions of Use here.
  
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  Verified by Visa is a free service that protects you when you use your Mutual Visa Card to purchase online from participating stores
  
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  Financial Institutions in Australia are governed by the Anti-Money Laundering and Counter-Terrorism Financing Act which came into force in 2006.
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Tools
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  Home Loan Interest Rates
  
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  Mutual Visa Credit Card & Personal Loan Interest Rates
  
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  The Mutual Bank offers a range of handy calculators for you to better manage your finances.
  
  Home Loan Repayment
  Find out how much your monthly home loan repayments could be and the estimated total interest that may become payable on your home loan.
  
  Introductory Loan
  The Introductory Loan Calculator enables you to calculate your repayments at a standard interest rate and at an initial ‘introductory’ or discounted interest rate.
  
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  The Borrowing Power Calculator enables you to calculate how much you can expect to borrow based on your current salary and existing financial commitments.
  
  Extra Repayments
  See the effect of making regular extra payments on your loan.
  
  Loan Comparison
  Compare two loans and work out which one is best for you.
  
  Lump Sum Repayment
  See the effect of making a one off lump sum payment to your loan.
  
  Stamp Duty
  Calculate the Stamp Duty incurred and First Home Buyers bonuses in any state or territory within Australia.
  
  Split Loan
  Calculate the effect of splitting your loan into fixed and variable components.
  
  Personal Loan
  Calculate the repayments on a personal loan.
  
  Car Loan
  Use this calculator to see if you can afford to buy that car.
  
  Savings Plan
  Determine how a savings plan will boost your account balance over a selected period of time.
  
  Budget Planner
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  Term Deposit
  See the growing potential of your savings.
  
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  Calculate the amount of tax on your annual income.
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  General Enquiry Form
  
  Credit Card Limit Reduce or Close
  
  Personal Banking Enquiry Form
  
  Internet/Phone Banking Registration Form
- Key Fact Sheets
  Key Fact Sheets

Business Mortgage Loan

Effective Date: 17 March 2020

Business Mortgage Loan	Interest Rate
Variable Rate	From Variable rate from 6.29 % p.a.
1 Year Fixed Rate Loan	From 4.59% p.a.
2 Year Fixed Rate Loan	From 4.59% p.a.
3 Year Fixed Rate Loan	From 4.59% p.a.

Business Mortgage Overdraft

Effective Date: 17 March 2020

Business Mortgage Overdraft	Interest Rate
Variable Rate	From Variable rate from 7.04 % p.a.

Commercial Loan

Effective Date: 17 March 2020

Commercial Loan	Interest Rate
Variable Rate	From Variable rate from 7.79 % p.a.

Commercial Overdraft

Effective Date: 17 March 2020

Commercial Overdraft	Interest Rate
Variable Rate	From Variable rate from 8.29 % p.a.

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Important Information

NOTE: All loans are subject to The Mutual Bank’s lending guidelines. Full details of Terms and Conditions are available on application. Fees and charges may apply. These above rates are used as a basis to determine the annual percentage rate charged on all relevant loans and may vary depending on our credit risk assessment. As a result the rates quoted may not necessarily be the rate applicable to the loan we offer you.

Footnotes:

¹ Fully secured by residential property. Interest margin may apply.
² Interest margin may apply.

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Any advice or information on this site does not take into account your personal objectives, financial situation or needs and you should consider whether it is appropriate for you. Interest rates and credit fees and charges may change without notice. Please review our Product Disclosure Statement, Financial Services Guide and Credit Guide before acquiring the product.

Maitland Mutual Limited trading as The Mutual Bank ABN 94 087 651 983 AFSL/Australian Credit Licence 238139