Ready to take control of your cash flow? Manage your money and make it yours with no monthly fees.
Looking for a straightforward way to manage your money? Our Cash Management account offers easy access to your funds with no monthly account fees and a tiered, variable interest rate paid quarterly on your balance.
It’s a practical option for keeping your money organised and accessible, without extra cost. Ready to take control of your cash flow? Make it yours.
Eligible deposits held with The Mutual Bank are protected under the Financial Claims Scheme up to $250,000 per account holder.
Savings and Investments |
|
|---|---|
| Minimum opening balance : | $0 |
| Internet banking : | Yes |
| The Mutual App : | Yes |
| Mutual Alerts : | Available |
| Staff assisted transactions : | Branch and contact centre |
| Amount | Interest Rates |
| Up to $5,000 | 0.00% p.a. |
| $5,000 and over | 0.00% p.a. |
| $20,000 and over | 0.01% p.a. |
| $50,000 and over | 0.01% p.a. |
| $100,000 and over | 0.05% p.a. |
| $200,000 and over | 0.05% p.a. |
| $500,000 and over | 0.05% p.a. |
| Document or Information | View or Download |
| Fees, charges and limits | Download PDF → |
| Target market determinations | Learn more → |
| Interest rates | Learn more → |
| Important documents | Learn more → |
| Compare all savings and investment accounts | Compare now → |
We’re proudly customer owned, which means we exist to benefit you. Not external shareholders. Whether you're opening your first account or planning for the future, we’re here with genuine service, great-value products and the kind of care only a mutual can offer.
View and compare our Savings and Investment Accounts
We have not considered your objectives, financial situation, or needs. You should consider these things, along with the Product Disclosure Statement and our product Target Market Determinations before making any decision to acquire a product.
The Mutual Bank was Finalist for Outstanding Customer Service (Customer-Owned Bank) - Savings Accounts in the 2026 WeMoney Financial Services Awards.
Financial Claims Scheme information available at fcs.gov.au.
