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Up to 0.05 % p.a. Interest rate

Simple, fee-free money management

Looking for a straightforward way to manage your money? Our Cash Management account offers easy access to your funds with no monthly account fees and a tiered, variable interest rate paid quarterly on your balance.

It’s a practical option for keeping your money organised and accessible, without extra cost. Ready to take control of your cash flow? Make it yours.

So, what are the perks?

Become a Member

Joining is easy - it only takes a few minutes to complete the application online or in person.

Features, Rates and Further Information

Product Features:

Savings and Investments
Minimum opening balance : $0
Internet banking : Yes
The Mutual App : Yes
Mutual Alerts : Available
Staff assisted transactions : Branch and contact centre
 Amount  Interest Rates
 Up to $5,000 0.00% p.a.  
$5,000 and over 0.00% p.a.
$20,000 and over 0.01% p.a.
$50,000 and over 0.01% p.a.  
$100,000 and over 0.05% p.a.
$200,000 and over 0.05% p.a.  
$500,000 and over 0.05% p.a.  

 

Document or Information View or Download
Fees, charges and limits Download PDF →
Target market determinations Learn more →
Interest rates Learn more →
Important documents Learn more →
Compare all savings and investment accounts Compare now →

Money management tools

Want to plan ahead with confidence? Our easy-to-use calculators can help you set savings goals and keep track of your spending, so you stay in control of your finances.

View all our online calculators

Why bank with us?

You're gonna love us

The Mutual Bank has been supporting regional communities with trusted banking for over 135 years

We’re proudly customer owned, which means we exist to benefit you. Not external shareholders. Whether you're opening your first account or planning for the future, we’re here with genuine service, great-value products and the kind of care only a mutual can offer.

Looking for something else?

View and compare our Savings and Investment Accounts

Need more support? We're here to help

  • 1 Interest is calculated by applying the daily percentage rate applicable to the daily balance to the entire balance and paid three monthly on 31 March, 30 June, 30 September and 31 December. The daily percentage rate is the applicable annual percentage rate divided by 365.

We have not considered your objectives, financial situation, or needs. You should consider these things, along with the Product Disclosure Statement and our product Target Market Determinations before making any decision to acquire a product.

Financial Claims Scheme information available at fcs.gov.au.