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Simple, fee-free money management
Looking for a straightforward way to manage your money? Our Cash Management account offers easy access to your funds with no monthly account fees and a tiered, variable interest rate paid quarterly on your balance.
It’s a practical option for keeping your money organised and accessible, without extra cost. Ready to take control of your cash flow? Make it yours.

Product Features:
Savings and Investments |
|
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Minimum opening balance : | $0 |
Internet banking : | Yes |
The Mutual App : | Yes |
Mutual Alerts : | Available |
Staff assisted transactions : | Branch and contact centre |
Amount | Interest Rates |
Up to $5,000 | 0.00% p.a. |
$5,000 and over | 0.00% p.a. |
$20,000 and over | 0.01% p.a. |
$50,000 and over | 0.01% p.a. |
$100,000 and over | 0.05% p.a. |
$200,000 and over | 0.05% p.a. |
$500,000 and over | 0.05% p.a. |
Document or Information | View or Download |
Fees, charges and limits | Download PDF → |
Target market determinations | Learn more → |
Interest rates | Learn more → |
Important documents | Learn more → |
Compare all savings and investment accounts | Compare now → |
Why bank with us?
You're gonna love us
The Mutual Bank has been supporting regional communities with trusted banking for over 135 years
We’re proudly customer owned, which means we exist to benefit you. Not external shareholders. Whether you're opening your first account or planning for the future, we’re here with genuine service, great-value products and the kind of care only a mutual can offer.
Looking for something else?
View and compare our Savings and Investment Accounts