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Home Loan Interest Rates

Budget Home Loan

Effective Date: 5 May 2025

Product Interest Rate Comparison Rate
Special Variable Rate LVR ≤80% 5.74% p.a.   5.74% p.a.
Variable Rate 6.83% p.a. 6.83% p.a.
Product Interest Rate Comparison Rate
Special Variable Rate LVR ≤80% 5.99% p.a. 5.99% p.a.
Variable Rate 7.23% p.a. 7.23% p.a.

Package Home Loan

Effective Date: 5 May 2025

Product Interest Rate Comparison Rate
Principal & Interest Repayments
Variable Rate 7.48% p.a. 7.83% p.a.
1 Year Fixed Rate   5.69% p.a.   7.64% p.a.
2 Year Fixed Rate   5.49% p.a.   7.42% p.a.
3 Year Fixed Rate 5.49% p.a.     7.25% p.a.

 

Product Interest Rate Comparison Rate
Principal & Interest Repayments
Variable Rate   7.88% p.a.     8.23% p.a.
1 Year Fixed Rate   5.89% p.a.   8.01% p.a.
2 Year Fixed Rate   5.64% p.a.   7.76% p.a.
3 Year Fixed Rate   5.59% p.a.   7.55% p.a.
Interest Only Repayments
Variable (1-5 year terms available) 7.88% p.a.   8.21% p.a.
1 Year Fixed Rate 5.89% p.a. 8.00% p.a.
2 Year Fixed Rate 5.64% p.a. 7.76% p.a.
3 Year Fixed Rate 5.59% p.a. 7.55% p.a.
Product Interest Rate Comparison Rate
Owner Occupied, Principal & Interest Repayments
Variable Rate 6.73% p.a. 7.09% p.a.
1 Year Fixed Rate 5.69% p.a. 6.98% p.a.
2 Year Fixed Rate 5.49% p.a. 6.84% p.a.
3 Year Fixed Rate 5.49% p.a. 6.73% p.a.

Standard Home Loan

Effective Date: 5 May 2025

Product Interest Rate Comparison Rate
Principal & Interest Repayments
Variable Rate 8.38% p.a.   8.41% p.a.  
1 Year Fixed Rate 5.79% p.a.   8.12% p.a.  
2 Year Fixed Rate 5.59% p.a.   7.82% p.a.  
3 Year Fixed Rate 5.59% p.a.   7.57% p.a.  

 

Product Interest Rate Comparison Rate
Principal & Interest Repayments
Variable Rate 8.78% p.a.   8.81% p.a.  
1 Year Fixed Rate 5.99% p.a.   8.49% p.a.  
2 Year Fixed Rate 5.74% p.a.   8.16% p.a.  
3 Year Fixed Rate 5.69% p.a.   7.88% p.a.  
Interest Only Repayments
Variable (1-5 year terms available) 8.78% p.a. 8.80% p.a.  
1 Year Fixed Rate 5.99% p.a. 8.49% p.a.
2 Year Fixed Rate 5.74% p.a. 8.17% p.a.
3 Year Fixed Rate 5.69% p.a. 7.89% p.a.

Express Credit Facility

Effective Date: 5 May 2025

Product Interest Rate
Owner Occupied Rate 8.39% p.a.
Investment Rate 8.39% p.a.

Important Information

Footnotes:

    

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