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Business Loan Interest Rates

Business Mortgage Loan

Effective Date: 1 April 2025

Business Mortgage Loan Special Offer*  Interest Rate
 Variable Rate   7.99% p.a.  
 1 Year Fixed Rate   6.99% p.a.
 2 Year Fixed Rate   6.99% p.a.
 3 Year Fixed Rate   6.99% p.a.  

 

Business Mortgage Loan Interest Rate
Variable Rate 10.04% p.a.
1 Year Fixed Rate 9.04% p.a.
2 Year Fixed Rate 9.14% p.a.  
3 Year Fixed Rate 9.34% p.a.  

 

 

Business Mortgage Overdraft

Effective Date: 1 April 2025

Business Mortgage Overdraft Interest Rate
Variable Rate 10.54% p.a.  

 

Commercial Loan

Effective Date: 1 April 2025

Commercial Loan Interest Rate
Variable Rate 11.54% p.a.  

 

Commercial Overdraft

Effective Date: 1 April 2025

Commercial Overdraft Interest Rate
Variable Rate 11.79% p.a.  

 

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Important Information

*Special offer applies to those who are eligible. Available for New Business only with minimum loan amount of $250,000. Principal and Interest loans, maximum Loan-to-Value-Ratio (LVR) of 80%. Loans can only be residentially secured. Offer can be withdrawn at anytime. 


NOTE: All loans are subject to The Mutual Bank’s lending guidelines. Full details of Terms and Conditions are available on application. Fees and charges may apply. These above rates are used as a basis to determine the annual percentage rate charged on all relevant loans and may vary depending on our credit risk assessment. As a result the rates quoted may not necessarily be the rate applicable to the loan we offer you.

Footnotes:

    

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Any advice or information on this site does not take into account your personal objectives, financial situation, or needs and you should consider whether it is appropriate for you. Please review our Product Disclosure Statement, Target Market Determinations, Terms and Conditions, Financial Services Guide, and Credit Guide before deciding to acquire a product.

Eligibility and lending criteria, conditions, fees, and charges apply to all loans. Interest rates, fees, and charges may change without notice. Information is current as at date of appearance and is subject to change. We use reasonable efforts to provide accurate and up to date information. However, mistakes may still occur from time to time and we cannot guarantee that this website is free from any errors, inaccuracies or omissions. Maitland Mutual Limited trading as The Mutual Bank ABN 94 087 651 983 AFSL/Australian credit licence 238139.

The Mutual Bank acknowledges the Traditional Custodians of Country across Australia and recognises their continuing connection to lands, waters and communities. We pay our respects to Aboriginal and Torres Strait Islander cultures and to Elders past and present.