Mutual Visa Credit Card

Effective Date: 1 October 2018

Credit Card Interest Rate
Purchases 12.49% p.a.  
Balance Transfers 12.49% p.a.
Cash Advances 19.99% p.a.



Personal Loans

Effective Date: 11 February 2015

Car Loans Interest Rate Comparison Rate
New Car From 7.99% p.a. 8.27% p.a.
Used Car From 8.99% p.a. 9.28% p.a.


Personal Loans Interest Rate Comparison Rate
Secured From 8.49% p.a. 9.16% p.a.
Unsecured From 12.75% p.a. 13.05% p.a.

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Important Information

Eligibility criteria, conditions, fees and charges apply to all loans. All loans are subject to The Mutual Bank’s lending guidelines. Full details of Terms and Conditions are available on application. Fees and charges may apply.

All interest rates quoted are fixed for the term of the loan.
Each of the above comparison rates is calculated on the basis that the loan repayments made at monthly intervals. Comparison Rate is calculated on a loan amount of $30,000 for a term of 5 years.