Owner Occupied Package Home Loan

Our Package Home Loan is a flexible home loan with a great low interest rate. It has many benefits and discounts plus a range of best value inclusions.

Product Features:

Home Loans
Interest rate : 0.90% p.a. discount off Standard Variable Rate Home Loan or 0.10% p.a. discount off the applicable Fixed Interest Rate for a Fixed Rate Home Loan
Minimum Amount : $150,000
Maximum Amount : No maximum
Interest : Calculated daily, charged monthly
Loan Term : Up to 30 years
Repayments : Monthly, fortnightly or weekly
Additional Repayments : Yes (or up to $20,000.00 during the fixed term)
Redraw Facility : Yes
Loan Saver Account : Yes
Offset Account : Loan Saver Account or 100% Offset Account (variable option only)
Annual Fee : $395
Mutual Visa Credit Card Discounts : 1.00% p.a. discount on purchases interest rate

Interest Rates:

Product Interest Rate Comparison Rate
Discounted Variable Rate Home Loan 7.23% p.a. 8.00% p.a.
Variable Rate Home Loan 7.73% p.a. 8.05% p.a.
Fixed Rate Home Loan Options    
1 Year Fixed Rate Home Loan 6.29% p.a.   7.89% p.a.
2 Year Fixed Rate Home Loan 6.19% p.a. 7.73% p.a.
3 Year Fixed Rate Home Loan 6.19% p.a. 7.60% p.a.

Home loan calculators

Want to explore the numbers? Estimate your loan repayments, borrowing power and more with our range of helpful calculators.

Important Information

We have not considered your objectives, financial situation, or needs. You should consider these things, along with the Product Disclosure Statement and our product Target Market Determinations before making any decision to acquire a product.

Information is current as at date of appearance and is subject to change. Eligibility and lending criteria, conditions, fees, and charges apply to all loans.

*Apply by 22 December 2023, settle within 120 days of application. Minimum new loan amount of $500,000. Limit of one cash back within 12 month period. Terms and conditions apply.