• ¹ Rate only available for minimum loan amount of $20,000. On expiry of the fixed rate period the rate will revert to the variable rate for the applicable home loan.
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  Comparison rate calculated on a loan amount of $150,000 over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate.

• ³ 100% Offset Account includes a Monthly Service Fee. Please review our Product Disclosure Statement for more information.
• ⁴ No minimum repayments are required providing debt remains within approved limit.
• ⁵ Rate includes a discount margin off the Investment Budget Home Loan Variable Rate. Margin subject to change until loan contract is issued. Lending criteria, T&Cs, fees and charges apply. Rate only available for new owner-occupied loans to The Mutual Bank with minimum new loan amount of $100,000.
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  Comparison rate calculated on a loan amount of $150,000 over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate. For variable rate interest-only loans, the comparison rate calculation is based on an initial 5-year interest-only term. For fixed rate interest-only loans, the comparison rate calculations are based on an initial interest-only term equal to the fixed rate term.

Home Guarantee Scheme eligibility criteria apply. Eligibility criteria, terms, conditions, fees, and charges apply to all loans and are available on application.