Our branches and Contact Centre will be closed on Monday 26 January for the Australia Day public holiday. Payments scheduled for 26 January will be processed in advance on Saturday 24 January.
We thank you for your understanding.
Effective Date: 18 November 2025
| Business Mortgage Loan Special Offer* | Interest Rate |
| Variable Rate | 6.24% p.a. |
| 1 Year Fixed Rate | 5.29% p.a. |
| 2 Year Fixed Rate | 5.29% p.a. |
| 3 Year Fixed Rate | 5.69% p.a. |
| Business Mortgage Loan | Interest Rate |
| Variable Rate | 9.54% p.a. |
| 1 Year Fixed Rate | 9.04% p.a. |
| 2 Year Fixed Rate | 9.14% p.a. |
| 3 Year Fixed Rate | 9.34% p.a. |
Effective Date: 18 November 2025
| Business Mortgage Overdraft | Interest Rate |
| Variable Rate | 10.04% p.a. |
Effective Date: 18 November 2025
| Commercial Loan | Interest Rate |
| Variable Rate | Variable rate 11.04% p.a. |
Effective Date: 18 November 2025
| Commercial Overdraft | Interest Rate |
| Variable Rate | 11.29% p.a. |
Interest rate shown is the minimum interest rate that may be applicable, is variable and is subject to change and depending on the credit application interest margins may apply. Overdraft facilities may require security over a residential or commercial property or asset.
*Special offer applies to those who are eligible. Available for New Business only with minimum loan amount of $100,000. Principal and Interest loans, maximum Loan-to-Value-Ratio (LVR) of 80%. Loans can only be residentially secured. Offer can be withdrawn at anytime.
NOTE: All loans are subject to The Mutual Bank’s lending guidelines. Full details of Terms and Conditions are available on application. Fees and charges may apply. These above rates are used as a basis to determine the annual percentage rate charged on all relevant loans and may vary depending on our credit risk assessment. As a result the rates quoted may not necessarily be the rate applicable to the loan we offer you.