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Business Mortgage Loan

Effective Date: 06 March 2026

Business Mortgage Loan Special Offer*  Interest Rate
 Variable Rate   6.49% p.a.  
 1 Year Fixed Rate   6.09% p.a.
 2 Year Fixed Rate   6.19% p.a.
 3 Year Fixed Rate   6.29% p.a.  


For our Reference Rates and Fixed Revert Rates applicable to your loan, please see our Business and Commercial Loan Interest Rates schedule. 

Business Mortgage Loan Interest Rate
Variable Rate 9.79% p.a.
1 Year Fixed Rate 9.04% p.a.
2 Year Fixed Rate 9.14% p.a.  
3 Year Fixed Rate 9.34% p.a.  


For our Reference Rates and Fixed Revert Rates applicable to your loan, please see our Business and Commercial Loan Interest Rates schedule. 


 

Business Mortgage Overdraft

Effective Date: 06 March 2026

Business Mortgage Overdraft Interest Rate
Variable Rate 10.29% p.a.  


For our Reference Rates applicable to your loan, please see our Business and Commercial Loan Interest Rates schedule.


 

Commercial Loan

Effective Date: 06 March 2026

Commercial Loan Interest Rate
Variable Rate Variable rate 11.29% p.a.  


For our Reference Rates and Fixed Revert Rates applicable to your loan, please see our Business and Commercial Loan Interest Rates schedule. 


 

Commercial Overdraft

Effective Date: 06 March 2026

Commercial Overdraft Interest Rate
Variable Rate 11.54% p.a.  


For our Reference Rates applicable to your loan, please see our Business and Commercial Loan Interest Rates schedule.

  • 1 Fully secured by residential property. Interest margin may apply.
  • 2 Eligibility criteria, conditions, fees and charges apply for overdrafts. Full terms and conditions are available on application. Interest rates shown are the minimum interest rates that may be applicable, are variable and are subject to change and depending on the credit application interest margins may apply. Overdraft facilities may be required to be secured over residential property, commercial property, or other assets.
  • 3

    Interest rate shown is the minimum interest rate that may be applicable, is variable and is subject to change and depending on the credit application interest margins may apply. Overdraft facilities may require security over a residential or commercial property or asset.

*Special offer applies to those who are eligible. Available for New Business only with minimum loan amount of $100,000. Principal and Interest loans, maximum Loan-to-Value-Ratio (LVR) of 80%. Loans can only be residentially secured. Offer can be withdrawn at anytime. 

NOTE: All loans are subject to The Mutual Bank’s lending guidelines. Full details of Terms and Conditions are available on application. Fees and charges may apply. These above rates are used as a basis to determine the annual percentage rate charged on all relevant loans and may vary depending on our credit risk assessment. As a result the rates quoted may not necessarily be the rate applicable to the loan we offer you.