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Business Loans

Get ahead with a business loan that suits your business needs.

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Whether you are managing your cash flow, purchasing a commercial property or looking to expand your business, The Mutual Bank offers a range of Business Loan products to finance your business needs, helping you achieve your business goals sooner.

Business Mortgage Loan

Looking for a business mortgage to expand your business? Talk to our business lending specialists about a Business Mortgage Loan and how we can help finance your business goals

  • Residentially secured
  • Flexibility of Principal & Interest or Interest only repayments
  • Fixed or variable rate options available
  • 10.29%p.a. Interest rate
Enquire now

Business Mortgage Overdraft

Manage the ups and downs of cash flow with an Overdraft Facility, linked to your Business Cheque Account. The Mutual Banks Business Mortgage Overdraft can be secured against residential, commercial property or cash. Unsecured Overdrafts are also available.

  • Access cash to cover daily operating expenses
  • Only pay interest on funds used
  • Available with a Business Cheque Account
  • 10.79%p.a. Interest rate
Enquire now

Commercial Loan

The Mutual Bank’s Commercial Loan can help you achieve your business goals. If you are expanding your business, or looking to acquire a commercial property, talk to our business banking specialists about how we can help finance your business needs.

  • Residentially or commercially secured
  • Flexibility of Principal & Interest or Interest only repayments
  • Fixed rate options available on application
  • 11.79%p.a. Interest rate
Enquire now

Performance Guarantee

Free up your working capital for business operations through a Performance Guarantee with The Mutual Bank.

  • Minimum Guarantee amount $5,000
  • No maximum amount
  • Guarantee period of up to 12 months
Enquire now

Commercial Overdraft

Manage the ups and downs of cash flow with an Overdraft Facility, linked to your Business Cheque Account. The Mutual Banks Commercial Overdraft can be secured against residential, commercial property or cash. Unsecured Overdrafts are also available.

  • Access cash to cover daily operating expenses
  • Only pay interest on funds used
  • Available with a Business Cheque Account
  • 12.04%p.a. Interest rate
Enquire now

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Important Information

We have not considered your objectives, financial situation, or needs. You should consider these things, along with the Product Disclosure Statement and our product Target Market Determinations before making any decision to acquire a product.

Eligibility criteria, conditions, fees, and charges apply to all loans.

All loans are subject to The Mutual Bank’s lending guidelines. Full details of Terms and Conditions are available on application. Fees and charges may apply. The above rates are used as a basis to determine the annual percentage rate charged on all relevant loans and may vary depending on our credit risk assessment. As a result, the rates quoted may not necessarily be the rate applicable to the loan we offer you.

Footnotes:

    

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Any advice or information on this site does not take into account your personal objectives, financial situation, or needs and you should consider whether it is appropriate for you. Please review our Product Disclosure Statement, Target Market Determinations, Terms and Conditions, Financial Services Guide, and Credit Guide before deciding to acquire a product.

Eligibility and lending criteria, conditions, fees, and charges apply to all loans. Interest rates, fees, and charges may change without notice. Information is current as at date of appearance and is subject to change. We use reasonable efforts to provide accurate and up to date information. However, mistakes may still occur from time to time and we cannot guarantee that this website is free from any errors, inaccuracies or omissions. Maitland Mutual Limited trading as The Mutual Bank ABN 94 087 651 983 AFSL/Australian credit licence 238139.

The Mutual Bank acknowledges the Traditional Custodians of Country across Australia and recognises their continuing connection to lands, waters and communities. We pay our respects to Aboriginal and Torres Strait Islander cultures and to Elders past and present.