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Home Guarantee Scheme

Looking for assistance to get into the property market? The Home Guarantee Scheme is an Australian Government initiative to support eligible home buyers to purchase a home sooner.

Helping Hunter people thrive since 1888

 

Latest News

A modern new look for our East Maitland Branch is on the way

A modern new look for our East Maitland Branch is on the way

The Mutual Bank's East Maitland Branch will undergo a major renovation in early 2025.

Festive season trading hours

Festive season trading hours

Festive season trading hours at The Mutual Bank.

The Susan Roskell Toy and Gift Drive is back on for 2024

The Susan Roskell Toy and Gift Drive is back on for 2024

The simple things can often have a bigger impact than we could ever imagine – and that’s exactly what the organisers behind the Susan Roskell Memorial Toy and Gift Drive see every year.

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Important Information

Tiered interest rates apply to the Internet Saver: different interest rates apply to different portions of account balances. Special Interest Rate of 6% effective 16 September 2024 and ends 31 January 2025 for the portion of balances over $50,000 and up to $100,000. From 1 February 2025 the Special Interest Rate will revert to the standard interest rate of 4.50%. Interest rates are subject to change. Interest is calculated by applying the daily percentage rate applicable to the different portions of the daily balance and paid monthly on the last day of each month. The daily percentage rate is the applicable annual percentage rate divided by 365.

Maitland Mutual Limited trading as The Mutual Bank ABN 94 087 651 983 acts under its own AFSL and under an agreement with the insurer Insurance Australia Limited ABN 11 000 016 722 trading as CGU Insurance. Any advice is general only and does not take into account your personal circumstances. Consider the Product Disclosure Statement (PDS) and Target Market Determinations (TMDs) available in branch or from the CGU website here to see if the product is right for you.

If you purchase an insurance policy, The Mutual Bank will receive a commission.

Footnotes:

  • 1 Rate includes a discount margin off the applicable Budget Home Loan Variable Rate. Margin and rate subject to change. Rate only available for new loans to The Mutual Bank with minimum new loan amount of $100,000. Offer may be withdrawn at any time.
  • 2 Comparison rate is based on a loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate
  • 3 Tiered interest rates apply: different interest rates apply to different portions of account balances. Special Interest Rate of 6% effective 16 September 2024 and ends 31 January 2025 for the portion of balances over $50,000 and up to $100,000. From 1 February 2025 the Special Interest Rate will revert to the standard interest rate of 4.50%. Interest rates are subject to change. Interest is calculated by applying the daily percentage rate applicable to the different portions of the daily balance and paid monthly on the last day of each month. The daily percentage rate is the applicable annual percentage rate divided by 365.