Earn more on your savings and score that winning feeling while moving one step closer to achieving your financial goals.

By depositing new money to an Internet Saver account between 20 May and 31 July 2026 you could be eligible to earn 5.65% p.a. for three months from the date of deposit. 

Features, Rates and Further Information

Product Features:

Everyday Banking
Mutual Visa Debit Card : No
ATM/Eftpos access : No
Internet banking : Yes
The Mutual App : Yes
NPP/PayTo/PayID/Osko® : Yes
BPAY® : Yes
Bank@Post : No
Apple Pay : No
Google Pay : No
Interest : Calculated daily, paid monthly.
Sub-Accounts : Up to 3
Minimum opening balance : $0
Staff assisted transactions : Branch and contact centre
Internet Saver  Interest Rates (p.a.)
 Up to $25,000 3.25% p.a.
 Over $25,000 to $50,000 3.25% p.a.
 Over $50,000 to $100,000 3.25% p.a.
 Over $100,000 to $250,000 3.25% p.a.
Over $250,000 3.25% p.a.
Plus Conditional Bonus1 Up to 2.40% p.a.  

 

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Target market determinations Learn more →
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  • 1

    Interest is calculated by applying the daily percentage rate applicable to each portion of the daily balance to the relevant balance tiers and paid monthly on the last day of every month. The daily percentage rate is the applicable annual percentage rate divided by 365. Up to 5.65% p.a. is a combined rate made up of the applicable base interest rate plus a promotional bonus interest rate of 2.40% p.a. The base interest rate was 2.75% p.a. between 13 April and 19 May 2026. From 20 May 2026, the base interest rate is 3.25% p.a.  Bonus interest applies for three months from the date of deposit on new electronic deposits made between 13 April and 31 July 2026. Eligible deposits are funds transferred from another bank. Internal transfers, cash and cheque deposits are not eligible. Deposits qualifying for bonus interest are reduced by withdrawals made from the account, starting with the earliest qualifying deposit. Rates are subject to change.