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All Investment Home Loans

If you are looking to buy your first investment property or refinance an existing investment, Talk to us… about an Investment Home Loan

Start an investment portfolio or refinance an existing investment property with an Investment Home Loan with The Mutual Bank.

Investment Budget Home Loan

Our Budget Home Loan keeps things simple with a low ongoing variable interest rate. It's the best value option when looking to refinance or purchase your next investment property.

  • No monthly or annual fees
  • Free redraw
  • Mutual Visa Credit Card no annual fee
  • 3.98%p.a. Interest rate
  • 3.98%p.a.
    Comparison rate
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Investment Premium Home Loan

Our Premium Home Loan offers you best value inclusions such as a 100% Offset or Loan Saver Account, as well as discounts on a wide range of CGU insurance products*.

  • No application fee
  • Free redraws via Internet Banking
  • Mutual Visa Credit Card no annual fee
  • Variable 4.53%p.a. Interest rate
  • 4.57%p.a.
    Comparison rate
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Investment Standard Variable Home Loan

Our Standard Variable Home Loan offers a low ongoing variable interest rate, packed with best value features to help you purchase an investment property.

  • 100% Offset Account
  • Mutual Visa Credit Card no annual fee
  • Free online redraw
  • 4.78%p.a. Interest rate
  • 4.78%p.a.
    Comparison rate
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Investment Package Home Loan

Our Package Home Loan provides a flexible investment home loan with a great low interest rate, and has many benefits and discounts.

  • Offset Account
  • Fee free redraw
  • 1% discount on the advertised interest rate for purchases for Mutual Visa Credit Card
  • Variable 3.88%p.a. Interest rate
  • 4.28%p.a.
    Comparison rate
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Investment Mutual Home Loan

Looking to get into the property market? Our Mutual Home Loan offers a low ongoing variable interest rate with best value features you're looking for including a Loan Saver Account.

  • Split Loan available
  • Free online redraw
  • Loan Saver Account
  • 4.18%p.a. Interest rate
  • 4.20%p.a.
    Comparison rate
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Investment Express Credit Home Loan

A facility that combines your investment loan and everyday accounts into one, allowing you to pay your salary directly off your loan and then access equity in your investment property to cover your everyday living expenses.

  • Access the equity in your property
  • Mortgage repayment flexibility
  • Minimize your interest
  • 4.39%p.a. Interest rate
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Important Information

We have not considered your objectives, financial situation or needs. You should consider these things and the Product Disclosure Statement before making decisions.

Eligibility criteria, conditions, fees and charges apply to all loans.

*Discounts of 10% apply to CGU Home & Contents, CGU Landlord and CGU Travel Insurance and discounts of 5% apply to CGU Motor Vehicle Insurance when issued by Maitland Mutual Limited ABN 94 087 651 983 AFSL/Australian Credit Licence 238139

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Any advice or information on this site does not take into account your personal objectives, financial situation or needs and you should consider whether it is appropriate for you. Interest rates and credit fees and charges may change without notice. Please review our Product Disclosure Statement, Financial Services Guide and Credit Guide before acquiring the product.

 Maitland Mutual Limited trading as The Mutual Bank ABN 94 087 651 983 AFSL/Australian Credit Licence 238139