Earn a higher rate of interest on your savings with a Term Deposit. A Term Deposit is a secure way to grow your savings with terms available from three months to three years.

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How much interest would I earn?

Interest Rates

 Investment Term  Interest Payment Frequency  Min $1,000 Min $5,000 Min $20,000
3 months at maturity 0.45% p.a. 0.45% p.a. 0.45% p.a.
4 months at maturity 0.40% p.a. 0.40% p.a. 0.40% p.a.
5 months at maturity 0.40% p.a. 0.40% p.a. 0.40% p.a.
6 months at maturity 0.50% p.a. 0.50% p.a. 0.50% p.a.
7 months at maturity 0.50% p.a. 0.50% p.a. 0.50% p.a.
8 months at maturity 0.50% p.a. 0.50% p.a. 0.50% p.a.
9 months at maturity 0.50% p.a. 0.50% p.a. 0.50% p.a.
10 months at maturity 0.50% p.a. 0.50% p.a. 0.50% p.a.
11 months at maturity 0.50% p.a. 0.50% p.a. 0.50% p.a.
12 months at maturity 0.70% p.a. 0.70% p.a. 0.70% p.a.
12 months half yearly interest 0.65% p.a. 0.65% p.a. 0.65% p.a.
12 months monthly 0.60% p.a. 0.60% p.a. 0.60% p.a.
24 months annually 0.75% p.a. 0.85% p.a. 0.85% p.a.
24 months half yearly interest 0.70% p.a. 0.80% p.a. 0.80% p.a.
24 months monthly 0.65% p.a. 0.75% p.a. 0.75% p.a.
36 months annually 0.70% p.a. 0.90% p.a. 0.90% p.a.
36 months half yearly interest 0.65% p.a. 0.85% p.a. 0.85% p.a.
36 months monthly 0.60% p.a. 0.80% p.a. 0.80% p.a.

 

For investment inquiries over $300,000 please contact the Treasury on (02) 4934 0103 or treasury@themutual.com.au 

Product Features:

Savings and Investments
Minimum : $1,000
Account-keeping fee : $0
Choice of fixed terms : 3 months to 3 years
Interest payment frequencies : Optional

Important Information

We have not considered your objectives, financial situation or needs. You should consider these things and the Product Disclosure Statement before making decisions. 

Interest on Term Deposits is calculated by applying the daily percentage rate to the account balance and paid at intervals as specified in the tables above. A reduced interest rate applies if term deposits are redeemed before Maturity Date. The reduced interest rate is 0.10% per annum calculated from the date the account was opened to the date of early redemption. The daily percentage rate is the applicable annual percentage rate divided by 365.

Footnotes: