General

These are the terms of use for the website themutual.com.au. By using this site, you agree to these terms of use.

This site is the website of Maitland Mutual Limited ABN 94 087 651 983 AFSL and Australian Credit Licence 238139 (“we” or “The Mutual Bank”).

Intellectual Property

Unless expressly stated otherwise, the material on this site, including source code, is the property of The Mutual Bank and subject to copyright. Unauthorised use of the material is not permitted. You must not reproduce or distribute any material in any form without our prior written consent.

You may download, display, print and reproduce this material in unaltered form for your personal, non-commercial use. We may revoke this permission at any time. Apart from this permission and uses permitted under the Copyright Act 1968 (Cth), all other rights are reserved.

Information on this Site

Information on this site is general information only. It is not intended as financial advice and should not be relied upon as such. You should obtain independent financial advice that addresses your specific financial needs and situation before making investment decisions. 

Jurisdiction

Unless otherwise stated, all products and services described on this site are issued by The Mutual Bank and are only available to Australian residents.

The information on this site has been prepared in accordance with Australian law and may not comply with the laws of other countries.

Disclaimer

Nothing on this site is an offer of securities or other financial products and is not an invitation to you to take up securities or other financial products. Nothing on this site is a recommendation of any securities or other financial products offered by any company or person. 

Accessing any product or service via this site is not an offer, inducement or invitation to purchase those products or services.

Limitation of Liability

While every care has been taken in producing the information on this site, The Mutual Bank does not guarantee the accuracy or completeness of the information. To the extent permitted by law, we are not liable to any person in relation to use of the website, and you waive all claims against us in relation to your use of the website.

The Mutual Bank accepts no responsibility for any loss, damage, cost or expense incurred by you as a result of any error, omission or misrepresentation in relation to this site. This does not exclude any liability which cannot be lawfully excluded.

We do not warrant that the website is free from anything that may damage any device used to access the website.

Linked Sites

This site may contain information of, or links to, other parties. Their opinions are not necessarily those of The Mutual Bank. The presence of any link to, or information on the site of, a third party is not an endorsement of that third party or the accuracy of the information.

We do not make any warranties or representations about material on websites linked from or to this site. We do not authorise the infringement of any intellectual property rights contained in material in other websites by linking this site to those other websites.

You must not create or maintain any link from another website to this site unless we give our permission in writing.

Privacy

By your use of this site we may collect personal information about you. Please refer to our privacy policy for details of our privacy policy and how we handle your personal information.

Cookies

Cookies are used on The Mutual Bank’s public website. A cookie is a small text file stored within a web browser that collects information about website usage. Cookies do not personally identify website visitors.

If you do not wish to receive cookies you can set your web browser to restrict or disable them. Cookie settings are normally found within the settings menu of your web browser. Disabling cookies may limit features and functionality available to you on the internet including on this site.

Complaints

If you have a complaint or dispute in relation to this site, please contact us using our contact details published on the site.

Changes

These terms of use replace any prior terms of use published on the website. All material on the website is subject to change without notice. We may change these terms of use at any time by publishing an updated version. These terms of use were last updated on 6 October 2020.