Our branches will be closed on Wednesday 26 January for the public holiday. We thank you for your understanding and apologise for any inconvenience caused.
Enjoy no transaction fees on all of The Mutual Bank’s Everyday Banking accounts.
Access your money when and where you need it.
Educate children on the importance of saving with a Mighty Mutual youth account
Flexible at call account, with a competitive interest rate.
Pay less interest over time, reducing time it takes to pay off your loan with a 100% Offset Account.
Flexibility of an at call account while reducing the interest on your home loan.
Achieve your savings goal faster with The Mutual Bank.
Grow your savings with a competitive interest rate and no fees.
Watch your savings grow with our fee-free Bonus Saver Account.
Achieve your savings goal with a Cash Management Account.
Alleviate your festive season financial worries with a Christmas Club Account.
A simple and secure way to grow your savings.
Secure your savings with a guaranteed rate, for a term that suits you.
Manage your Self Managed Super Funds cash with The Mutual Bank’s range of SMSF solutions.
Secured and Unsecured Personal Loans for all kinds of purposes.
If you are looking to buy your first home, upgrade or refinance, we have the home loan that is right for you.
A flexible home loan with a great low interest rate, plus a range of best value inclusions.
Featuring a 100% Offset Account to help reduce loan interest over time.
Our Budget Home Loan features a low ongoing variable interest rate.
A quality Home Loan with a low ongoing variable interest rate and flexible features.
The Mutual Bank’s Premium Home Loan features best value inclusions and discounts.
We are here to help - with our First Home Buyer Package Home Loan and the addition of government support Schemes.
Combine your Home Loan and Everyday Accounts into one.
If you are looking to buy your first investment property or refinance an existing investment, Talk to us… about an Investment Home Loan
A great low rate with best value inclusions.
Features a low ongoing variable interest rate.
A quality investment home loan with low ongoing variable interest rate and flexible features.
Featuring best value inclusions and discounts.
Smart ways to do your business banking.
Best value business transaction account with no annual fee, no account-keeping fees and no transaction fees.
Earn interest with flexible and convenient access to funds.
Our Real Estate and Solicitor Trust Accounts allow individuals or corporate institutions to be appointed to manage assets in a trust.
Earn interest on your savings so your money continues to grow
Investments for primary producers.
Discover all the ways you can access your money.
Keep track of your finances from anywhere, anytime with easy access for your banking needs.
Mobile payments are now available at The Mutual Bank.
Convenient access to your money while you travel.
Do your day to day banking on your Everyday Account Australia wide with Bank@Post.
Send or receive funds from overseas with The Mutual Bank’s international banking services.
Welcome to easy, fast and secure payments with Apple Pay.
Easily add your Mutual Visa Card to Google Pay.
Set up your PayID for easy payments fast
The Mutual Bank offers a range of handy calculators for you to better manage your finances.
Find out how much your monthly home loan repayments could be and the estimated total interest that may become payable on your home loan.
The Introductory Loan Calculator enables you to calculate your repayments at a standard interest rate and at an initial ‘introductory’ or discounted interest rate.
The Borrowing Power Calculator enables you to calculate how much you can expect to borrow based on your current salary and existing financial commitments.
See the effect of making regular extra payments on your loan.
Compare two loans and work out which one is best for you.
See the effect of making a one off lump sum payment to your loan.
Calculate the Stamp Duty incurred and First Home Buyers bonuses in any state or territory within Australia.
Calculate the effect of splitting your loan into fixed and variable components.
Calculate the repayments on a personal loan.
Use this calculator to see if you can afford to buy that car.
Determine how a savings plan will boost your account balance over a selected period of time.
Calculate your surplus income by reviewing your income and expenses.
See the growing potential of your savings.
Calculate the amount of tax on your annual income.
Keep up-to-date with the latest information from The Mutual Bank.
View digital editions of the Mutual News member newsletter.
The Mutual Bank was established with the mission to ensure that financial investment stayed within the local area.
The Mutual Bank's Board is elected by, accountable to, and proudly represents our members.
As a mutual bank, we are 100% owned by our members. Bank local to support local.
Our values of Integrity, Respect, and Care drive all that we do.
We are proud to partner with the community we serve.
We proudly support and sponsor various educational, sporting, cultural clubs and events.
Our team proudly volunteers in our community.
Commitment to excellence in governance standards.
View The Mutual Bank's Prudential Disclosures.
We have an obligation to our members and the wider community to operate in a socially responsible manner.
View the highlights of The Mutual Bank's most recent annual report.
Financial hardship can happen to anyone. If it happens to you know that you are not alone, we’re here to help you.
The Mutual Bank is committed to making it easy for members to access our information, products, and services
We are committed to the highest standards of service to our members.
What is it? And what does it mean for you?
Steps to resolve a Visa Dispute.
View our Product Disclosure Statement Part 1 & Part 2, Financial Services Guide, Credit Guide & Credit Card Conditions of Use here.
Here when you need it most
Written TMD documents for financial products
If you’ve lost your card or it was stolen, you can immediately block it and request a replacement.
How to protect yourself from identity theft.
Tips that will help protect you against Internet Banking fraud
Tips to protect yourself from card fraud.
Verified by Visa is a free service that protects you when you use your Mutual Visa Card to purchase online from participating stores
Financial Claims Scheme (FCS) which enables account holders quick access to deposits that are protected under the FCS.
Security Tokens are free for members and ensure your Internet Banking experience is as secure as possible.
Financial Institutions in Australia are governed by the Anti-Money Laundering and Counter-Terrorism Financing Act which came into force in 2006.
How to increase your Internet Banking external transfer daily limit
Securely message us within internet banking.
Our people are the reason for The Mutual Banks growth and success.
The Mutual Bank promotes workplace safety and personal wellbeing.
The Mutual Bank is committed to training and development, to deliver best-practice service to our members.
If your values align with The Mutual Bank and you would like to apply for a position we would like to hear from you.
View the highlights of The Mutual Bank's most recent annual report.
Click on the Annual Report cover to download
Any advice or information on this site does not take into account your personal objectives, financial situation, or needs and you should consider whether it is appropriate for you. Please review our Product Disclosure Statement, Target Market Determinations, Terms and Conditions, Financial Services Guide, and Credit Guide before deciding to acquire a product. Interest rates, fees, and charges may change without notice.
Maitland Mutual Limited trading as The Mutual Bank ABN 94 087 651 983 AFSL/Australian credit licence 238139